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USA Reiki Liability Insurance
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USA Reiki Liability Insurance
USA Reiki Liability Insurance
Professional Members, you may access additional information and insurance applications from within your Members Area after logging in if you wish to purchase optional Reiki liability insurance. When logged in please scroll down to see the insurance pages within your Members Area menu for insurance applications.
Reiki Insurance Plans Available Include:
Basic descriptions for informational purposes are found below.
USA Practitioner/Teacher Plan:
This plan begins at $125 for 12 months and provides coverage if you practice and teach part-time 6 hours/week or less. Cost will vary depending on the state that you reside in. It is designed for practitioners who have a home-based business and it follows you anywhere in the US wherever you practice and teach. This plan is also available as a full-time plan for an additional cost on the same application.
The policy has $2,000,000 of coverage per occurrence / $4,000,000 coverage aggregate for:
PROFESSIONAL (similar to ‘Malpractice’) & GENERAL (‘Slip and Fall’) LIABILITY $2,000,000 / $3,000,000
Also includes:
PRODUCTS & COMPLETED OPERATIONS LIABILITY
PERSONAL INJURY LIABILITY: Protects you against suits involving libel, slander, or wrongful invasion of privacy.
MEDICAL EXPENSE $2,500
SEXUAL ABUSE LIABILITY $100,000/$300,000 Protects you from suits arising from sexual harassment or sexual abuse.
NO DEDUCTIBLE
Modalities Covered:
Reiki
Bodywork (as a broad category)
Yoga
Pilates (mat-based)
T’ai Chi
Qigong
The plan covers both practice and instruction and there is no limit to the number of students you teach. You can add Additional Insureds (places of employment, hospitals, etc.). Bodywork coverage includes additional energywork modalities such as EFT, Bengston Method, Pranic Healing. Please check with the insurance carrier upon completing your insurance application if your additional (if any) bodywork modalities are covered.
USA Reiki Center Plan:
This plan is by quote based on your specific needs and provides coverage if you practice full-time and have a Reiki Center/Wellness Business/Studio. You can cover your employees on this plan also.
The policy has $2,000,000 of coverage per occurrence / $4,000,000 coverage aggregate for:
COMPREHENSIVE GENERAL (‘Slip and Fall’) / PROFESSIONAL LIABILITY (‘Malpractice’)
Also includes:
PRODUCTS & COMPLETED OPERATIONS LIABILITY
PERSONAL INJURY LIABILITY
MEDICAL EXPENSE $2,500
SEXUAL ABUSE LIABILITY $100,000/$300,000
NO DEDUCTIBLE
Modalities Covered:
Reiki
Bodywork (as a broad category)
Yoga / Pilates
T’ai Chi
Qigong
*Martial Arts coverage available at an added cost
The plan covers both practice and instruction and there is no limit to the number of students you teach. You can add Additional Insureds.
Please note that we cannot provide insurance quotes or advice. All insurance plans are purchased separately from the insurance providers. Information provided is from the insurance providers.
USA Reiki Liability Insurance
Professional Members, you may access additional information and insurance applications from within your Members Area after logging in if you wish to purchase optional Reiki liability insurance. When logged in please scroll down to see the insurance pages within your Members Area menu for insurance applications.
Reiki Insurance Plans Available Include:
Basic descriptions for informational purposes are found below.
USA Practitioner/Teacher Plan:
This plan begins at $125 for 12 months and provides coverage if you practice and teach part-time 6 hours/week or less. Cost will vary depending on the state that you reside in. It is designed for practitioners who have a home-based business and it follows you anywhere in the US wherever you practice and teach. This plan is also available as a full-time plan for an additional cost on the same application.
The policy has $2,000,000 of coverage per occurrence / $4,000,000 coverage aggregate for:
PROFESSIONAL (similar to ‘Malpractice’) & GENERAL (‘Slip and Fall’) LIABILITY $2,000,000 / $3,000,000
Also includes:
PRODUCTS & COMPLETED OPERATIONS LIABILITY
PERSONAL INJURY LIABILITY: Protects you against suits involving libel, slander, or wrongful invasion of privacy.
MEDICAL EXPENSE $2,500
SEXUAL ABUSE LIABILITY $100,000/$300,000 Protects you from suits arising from sexual harassment or sexual abuse.
NO DEDUCTIBLE
Modalities Covered:
Reiki
Bodywork (as a broad category)
Yoga
Pilates (mat-based)
T’ai Chi
Qigong
The plan covers both practice and instruction and there is no limit to the number of students you teach. You can add Additional Insureds (places of employment, hospitals, etc.). Bodywork coverage includes additional energywork modalities such as EFT, Bengston Method, Pranic Healing. Please check with the insurance carrier upon completing your insurance application if your additional (if any) bodywork modalities are covered.
USA Reiki Center Plan:
This plan is by quote based on your specific needs and provides coverage if you practice full-time and have a Reiki Center/Wellness Business/Studio. You can cover your employees on this plan also.
The policy has $2,000,000 of coverage per occurrence / $4,000,000 coverage aggregate for:
COMPREHENSIVE GENERAL (‘Slip and Fall’) / PROFESSIONAL LIABILITY (‘Malpractice’)
Also includes:
PRODUCTS & COMPLETED OPERATIONS LIABILITY
PERSONAL INJURY LIABILITY
MEDICAL EXPENSE $2,500
SEXUAL ABUSE LIABILITY $100,000/$300,000
NO DEDUCTIBLE
Modalities Covered:
Reiki
Bodywork (as a broad category)
Yoga / Pilates
T’ai Chi
Qigong
*Martial Arts coverage available at an added cost
The plan covers both practice and instruction and there is no limit to the number of students you teach. You can add Additional Insureds.
Please note that we cannot provide insurance quotes or advice. All insurance plans are purchased separately from the insurance providers. Information provided is from the insurance providers.
See Membership Application to become a Registered IARP Professional Member.
IARP provides Professional Members with information for multiple insurance plan options as a resource if members wish to purchase optional Reiki Liability Insurance. Plan information is provided as a convenience for IARP members and costs for insurance are separate and paid directly to the insurance providers. IARP does not sell insurance and is not compensated by the insurance companies or insurers. Coverage information was supplied by the insurers. IARP does not recommend a coverage amount, policy, or company and does not provide advice on these. IARP neither endorses nor promotes any insurer but provides information on insurance plans for informational purposes for members; these optional insurance programs have been made available for IARP members and it is your decision if you wish to purchase insurance.